January 20, 2020
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Among the payment methods, people usually differentiate between the two ways; through cash and through card. While purchasing with cash has its perks, credit cards also promise some very nice benefits. In this article, we are going to reflect on each of the above methods of payment.


For people who find it inconvenient to carrying cash around credit card is a very suitable option. You don’t have to be worried about running out of cash or running errands to the banks when gone shopping. Furthermore, credit cards allow you to purchase as much as you need regardless of your bank balance. You can pay this debt later when convenient. You can also avoid the interests by paying this debt within the grace period.

Spending Ability

For the people who use cash, the purchase limit is what you have in your pocket. However, when using a credit card, you have an unlimited ability to make purchases. While this may be a nice thing, to an extent this may have some adverse impacts. A study has shown that people tend to spend more when using credit cards compared to when using cash. After all, when using cash, it’s what you have while credit cards give you debts which may become a burden for you later.