How International Money Transfer Scams Work and How to Protect Yourself? Guidance to Newbie

Do you regularly send money to Ghana and overseas? While the internet has provided us access to more information than ever before, the digital age has also made it easier for scammers to carry out their schemes. Scammers have found a plethora of ways to get their hands on other people’s money, from fake social media posts to financial account password phishing.

They contact victims via phone call, text messages, the web, and social media, among other methods. They gain your confidence and then, once you’re attached, they ask for money, which they take and flee with. They change the situations they use to entice you in on a regular basis. However, by arming yourself with knowledge of the most popular forms of fraud, you can protect yourself and your friends and relatives for example, when you transfer money to Ghana online.

How to Protect Yourself from Frauds?

  • Don’t send money to Ghana online to cover loan or credit card fees, as well as customs and shipping costs.
  • Sending money to someone you haven’t met in person is not a good idea.
  • Businesses without a checked full address should be avoided.
  • Paying for an item or service through a money transfer to a person is not a good idea.

How Can We Make Internet Safe for Everyone?

Use this simple phrase as a reminder to help make the internet a better and more accessible place: Pause. CONNECT. Analyze.

  • Take a pause. Take some time to think about the threats and how to identify possible red flags before money transfer to Ghana and other countries.
  • Analyze. Keep an eye out for warning signs and recognize how your online activities can affect your or your financial safety.
  • Stay Connected. Surf the web with more assurance. You’ll sleep easier at night knowing you’ve taken the necessary precautions to protect yourself and your money.


Scams should be reported to your online money transfer service prover and to other organizations as well. Scammers are more likely to be caught and stopped as a result of this.

Both forms of scams should be reported to Action Fraud, the UK’s national fraud reporting centre.

Scams may be investigated by Action Fraud and the National Fraud Intelligence Bureau. They’ll even give you a crime reference number, which can come in handy if you need to report a scam to your bank. Learn our tips on how to get your money back if you’ve been a victim of a scam.

The easiest way to report a scam to Action Fraud is online, but you can also call them.

Action Fraud’s phone number is 0300 123 2040.