How to Protect Your Identity Data and Stay Safe Online?

Thanks to online money transfers service, people who send money to Senegal & other countries have never been easier than it is now. We don’t need to go to the bank to move funds or wait for the following paper statement to find out how much money we have. 

We have access to all of this material.

However, while mobile banking has made our lives simpler, it has also made it easier for criminals. To steal someone’s bank account, criminals no longer need to plan a heist. They have to wait for you to let your guard down and reveal your details, or they can send out a virus that collects the data.

What do I need to Know About Online Scams?

According to Cyber Security Breaches Survey 2020, In the last 12 months, almost half of companies (46%) and a quarter of charities (26%) report cybersecurity violations or assaults. This is higher, as in previous years, among small companies (68%), large businesses (75%), and high-income charities (57%).

The company results are identical to those from last year (when the question was first asked). The results from the charities show that the occurrence is increasing, from 19% in 2018 (when they were first surveyed) to 22% in 2019 and 26% in 2020. This could indicate that more charities are being targeted, but it could also suggest that they are better at detecting security breaches than they were previously. So, If you have business in or outside the UK, you should be cautious about online money transfer to Senegal and other countries.

What Techniques Do Scammers Use to Fool You?

Though computer scams employ technology, they use many of the same tactics as traditional scams. This is known as ‘social engineering,’ in which scammers exploit how people think and act to persuade us to reveal confidential information, hand over money, or give them access to computers or resources that they might not have. For example, you may receive phishing emails purporting to be from your bank, directing you to a website where you can enter your mobile banking credentials and apply to send money to Senegal online.

Where Should I Report Scams to Get Money Back?

If you’re deceived online, there are law enforcement agencies of your country of residence to contact.

Don’t be afraid to report a scam – con artists are cunning, and scams can strike anyone.

Reporting scam aids in the detection and apprehension of scammers. This helps to protect others from being conned.

You have to:

  • Safeguard yourself from additional dangers
  • Assemble all of the scam’s information
  • Please report the scam to Citizen advice, as well as to your money transfer service provider.