How To Send Money With Credit Card?

Do you need to send money to Pakistan right away? You can use a money transfer credit card to shift credit into your current account to clear an overdraft or borrow a modest amount of money.

With firms like PayPal and ACE Money Transfer offering options from your computer or mobile device, exchanging money has become straightforward in the digital age.

These services allow the sender to send money with a credit card, whereas others, such as Google Wallet, do not support credit cards. Both the recipient and the sender must have an account with the appropriate firm to execute the transaction.

Credit Card

A money transfer credit card allows you money transfer to Pakistan from your credit card to your bank account, either to pay off a debt or to clear an overdraft.

You generally have to pay a charge to move money, but you may not have to pay interest for 12 to 18 months once it’s in your account.

You’ll still have to pay it back someday, so approach it like a loan and plan ahead of time how you’ll pay it back.

Transfer money with a credit card to Bank Account

Direct Transfer to Bank Account: Using the online banking app or over the phone, you may transfer cash straight from your credit card to your bank account.

Because the bank’s daily and monthly transfer limits differ, you should verify with your bank for the most up-to-date information.

The transfer is almost instantaneous if you move cash to an account with the same bank as the credit card. However, if the transfer goes to another bank’s account, it will take two to three business days.

  1. Send money with a credit card via net banking:

Money may be sent straight from your credit card’s online banking account via net banking.

Steps to follow for online money transfer to Pakistan or another country:

Step 1: Go to your bank’s website.

Step 2: Log in to your credit card account.

Step 3: Select the transfer option.

Step 4: Fill in the amount you’d like to transfer.

Step 5: Fill out the form with the needed information.

Step 6:  Follow the instructions to complete the transaction.

The fees for transferring money from a credit card to a bank account vary by bank.

  1. Via Phone Call

If you need money fast and don’t have access to the internet, you can always make a phone call.

Steps to follow:

Step 1: Contact your credit card provider.

Step 2: Request a fund transfer.

Step 3: Confirm the amount you’d want to deposit into your bank account.

Step 4: Provide the bank account number and other relevant information.

Step 5: Follow the steps to finish the transaction.

The fee for transferring money from a credit card to a bank account over the phone will be the same as using online banking.

How to send money with a credit card to a debit card?

If you need to send money fast or borrow money to help with cash flow but don’t want to take out a loan. And if you used your regular credit card to withdraw money, you would be charged a cash withdrawal fee as well as immediate interest starting the day you made the withdrawal.

It would help if you attempted to avoid this technique since it may be quite costly. Instead, you might deposit money into your bank account using a money transfer credit card like ACE Money Transfer.

Although there will be a transfer fee, the charges will be cheaper because you will not immediately charge daily interest. Though a money transfer credit card might provide a quick cash boost, it is still a more expensive option to borrow money than utilizing your overdraft or credit card credit limit for purchases.


You can send money to Pakistan online with a credit card using various services, including PayPal, Venmo, and Ace Money Transfer.

On the other hand, these applications and services demand a fee, which is usually a percentage of the amount transacted. You must also ensure that you have enough credit to send the funds.